Used car negotiation guide

How Much Should You Offer for a Used Car?

A sensible offer is a calculation, not a universal percentage below asking.

Base the negotiation on evidence

Start with the value of comparable vehicles, then adjust for verified differences and total ownership cost.

1

Find the reference value

Use vehicles with the same year, version, mileage, market, condition, and seller type.

2

Subtract verified costs

  • Immediate repairs
  • Overdue maintenance
  • Missing equipment
  • Necessary tyres or brakes
  • Transaction costs excluded from the price
3

Adjust for uncertainty

Use a conservative adjustment for unresolved history or symptoms, but do not price speculation as a confirmed repair.

4

Set your ceiling

Your maximum offer should keep the total purchase affordable after repairs, fees, and reserve.

5

Make the offer

“Based on comparable vehicles and the confirmed repair estimate, my offer is…”

Check a real listing before you contact the seller

ScanBeforeBuy reviews the wording for hidden risks, missing information, possible future cost areas, seller questions, and negotiation points.

Scan a used-car listing

Frequently asked questions

Should I always offer below asking?

No. A fairly priced vehicle may justify the asking price.

What percentage should I offer?

There is no reliable universal percentage.

Should I include taxes and fees in my maximum?

Yes.

Can I change my offer after inspection?

Yes, when new material facts appear.

Related used-car guides

This page provides general buyer information and is not legal, financial, mechanical, or jurisdiction-specific advice. Vehicle laws, transfer requirements, and consumer protections vary by location. Verify local rules and arrange appropriate professional checks before purchasing.